
ASSET-BASED LENDING
Low-rate financing secured by business assets.

What is Asset-based Lending?
Asset-based lending (ABL) is a financing solution where businesses secure capital using company assets as collateral. Unlike traditional loans that focus primarily on credit history or cash flow, ABL evaluates the liquidation value of specific business assets—including equipment, inventory, accounts receivable, and real estate.
​
Our asset-based lending solutions provide structured access to larger capital amounts with longer repayment terms than many alternative financing options. This makes ABL an effective strategy for companies seeking to expand operations through equipment acquisition with also the opportunity to leverage existing business assets for funding.
These programs benefit businesses by providing liquidity during seasonal fluctuations, supporting growth initiatives, financing acquisitions, or restructuring existing debt. With flexible advance rates based on asset quality and our streamlined underwriting process, we can typically approve and fund qualified applications more rapidly than conventional bank loans.